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The Canada Revenue Agency may apply tax penalties for over-contributions.RBC Direct Investing is not responsible for any such penalties. per equity trade when you trade 150 times or more per quarter.There’s no sign-in, no passwords, nothing: it’s just a URL to a chat room that anyone can join.If you want to quickly get a conversation started between a group of people, it’s hard to imagine anything easier than this. I can send you one without demanding your immediate attention.To open your room click on the 'open room' button in the 'my room' panel.From the group list Click on the 'rooms' icon on the bottom of the pal list area to launch the room browser. If you have created a chat room it will be listed here. Conversing with strangers used to be what the Internet was all about – at least, before everyone you know started using the Internet.

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For these and other reasons, even Facebook is trying to bring back chat rooms.

But if you’d like to quickly get that old-school Internet feeling back, here are a few chat apps that might be up to the task. lets you create a chat room just by making a URL, which you can then share with friends.

Just share the URL and get started – everyone can join immediately., but none so fast as this. Chat rooms aren’t dead, but the medium keeps changing. This site compiles some of the best Slack communities out there. Phone calls – and video calls, for that matter – demand an immediate response.

AOL chat rooms are long gone, and IRC isn’t what it used to be, but lots of people are turing the business-oriented chat application Slack into online communities. Explore this directory and you’ll probably find some communities you care about, and want to contribute to. You could also, of course, use Slack to start your own community and eventually get it listed here. Science fiction imagined we’d all be constantly using video chat instead of phone calls by now. Cord is trying to make audio communication less intrusive, by letting you send an audio message to someone and allowing them to respond on their own time.

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